Loonie Journey

I wrote a Letter of Last Instruction while pregnant

As the “household CFO” responsible for all of the finances, I needed to make sure my husband would be financially alright without me.

With a new baby coming in 2023, our focus is to survive maternity leave, navigate through a variable mortgage, and save into RRSP.

A lot of life events happened in 2022. After a 6-month hiatus from the blog, it’s time to share how 2022 landed against our financial plans.

Rebalancing minimizes risk but also reduces returns. But it’s hard to sell outperformers to buy into underperformers.

With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?