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Loonie Journey

a canuck's journey to financial freedom

A Canuck's journey to building wealth and unlocking financial independence

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January 4, 2024 Investing / Mortgage / Net Worth / RRSP / TFSA

2023 Year in Review: Baby, Maternity Leave, Single Income

With Baby LJ joining the family back in February, it’s been a fast-paced year with sleepless nights mixed with endless

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writing-letter
February 10, 2023 Estate Planning

I wrote a Letter of Last Instruction while pregnant

As the “household CFO” responsible for all of the finances, I needed to make sure my husband would be financially alright without me.

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baby-in-parent-hands
February 7, 2023 Investing / Mortgage / RRSP / Saving

2023 Goals: Survive Maternity Leave & Mortgage Interest

With a new baby coming in 2023, our focus is to survive maternity leave, navigate through a variable mortgage, and save into RRSP.

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Piggy Bank
January 30, 2023 Asset Allocation / Mortgage / Net Worth / RRSP

2022 Year In Review: Life, Layoffs and Mortgage

A lot of life events happened in 2022. After a 6-month hiatus from the blog, it’s time to share how 2022 landed against our financial plans.

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June 17, 2022 Asset Allocation / Investing

Rebalancing to target allocations is financially right but feels emotionally wrong

Rebalancing minimizes risk but also reduces returns. But it’s hard to sell outperformers to buy into underperformers.

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Recent Posts

  • 2025 Goals: Keeping to the plan
  • 2024 Year in Review: Things are always changing
  • What we did with our variable rate mortgage as rates are cut
  • One Year, Two Maternity Leaves
  • 2024 Goals: Moderation & Cautious Optimism

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