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Loonie Journey

a canuck's journey to financial freedom

A Canuck's journey to building wealth and unlocking financial independence

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Category: RRSP

boxing-punch-face
May 19, 2022 RRSP / Saving / TFSA

Best laid financial plans

Everyone has a plan until they get punched in the mouth. Have we maintained our financial plan or abandoned ship?

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target date
April 3, 2022 Investing / Retirement / RRSP

Target Date Funds in a company retirement plan

Instead of picking a Target Date Fund that lines up with your retirement date, pick one where the underlying equity/bond allocation fits with your goals.

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One way sign post
March 14, 2022 Investing / RRSP / TFSA

Investment principles guide us through uncertainty

Write out your investment principles to guide your decisions in times of market uncertainty.

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financial-plan
February 26, 2022 Investing / Mortgage / RRSP / Saving / TFSA

LJ Financial Plan: Our roadmap to freedom

Loonie Journey’s plan to financial independence, including asset location, asset allocation, emergency funds and insurance policies.

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stacking-coins
February 19, 2022 Investing / Mortgage / RRSP / Saving / TFSA

Asset Location: How to prioritize contributions between TFSA, RRSP & other accounts

Everyone would love to max out every tax-advantaged account, grow taxable accounts and repay mortgage all at the same time. But cash is limited, so contributions should be prioritized into the right accounts to grow wealth.  

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Recent Posts

  • 2025 Goals: Keeping to the plan
  • 2024 Year in Review: Things are always changing
  • What we did with our variable rate mortgage as rates are cut
  • One Year, Two Maternity Leaves
  • 2024 Goals: Moderation & Cautious Optimism

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