Ms. Loonie Journey, Author at Loonie Journey

2022 Year In Review: Life, Layoffs and Mortgage

A lot of life events happened in 2022. After a 6-month hiatus from the blog, it’s time to share how 2022 landed against our financial plans.

June 17, 2022 Asset Allocation / Investing

Rebalancing to target allocations is financially right but feels emotionally wrong

Rebalancing minimizes risk but also reduces returns. But it’s hard to sell outperformers to buy into underperformers.

June 10, 2022 Investing / Mortgage

Should you repay the mortgage or invest any extra cash?

With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?

May 19, 2022 RRSP / Saving / TFSA

Best laid financial plans

Everyone has a plan until they get punched in the mouth. Have we maintained our financial plan or abandoned ship?

April 15, 2022 Mortgage

How we are paying off our $800,000 mortgage in 15-20 years

We are repaying our hefty $800,000 mortgage in 15-20 years through accelerated payments, increasing our bi-weekly payments and refinancing to lower rates.