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Loonie Journey

a canuck's journey to financial freedom

A Canuck's journey to building wealth and unlocking financial independence

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Author: Ms. Loonie Journey

2025 Plans
January 13, 2025 Asset Allocation / Investing / Saving / TFSA

2025 Goals: Keeping to the plan

On a macro level, it feels that it will be a tougher year for Canadians. On a personal level, our

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2024 year in review
January 4, 2025 Interest Rates / Investing / Mortgage / RRSP / Saving / TFSA

2024 Year in Review: Things are always changing

As time marches on, things are always changing. In 2024, our family of three became a family of four. A

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Variable mortgage rates are declining
December 12, 2024 Interest Rates / Mortgage

What we did with our variable rate mortgage as rates are cut

Yesterday, the Bank of Canada continued its interest rate cuts with another 0.5% decrease. BoC has cut rates a cumulative

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toddler paying with toys
December 5, 2024 Saving

One Year, Two Maternity Leaves

It’s time to build another baby cash fund for a second maternity leave in the same calendar year.

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roller coaster
January 9, 2024 Asset Allocation / Mortgage / RRSP / Saving / TFSA

2024 Goals: Moderation & Cautious Optimism

The first few years in 2020 were a roller coaster ride of high high’s and low low’s. Despite the economic

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Recent Posts

  • 2025 Goals: Keeping to the plan
  • 2024 Year in Review: Things are always changing
  • What we did with our variable rate mortgage as rates are cut
  • One Year, Two Maternity Leaves
  • 2024 Goals: Moderation & Cautious Optimism

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